7+1 Questions About Mandatory Gun Insurance

Article over at Yahoo discussing mandatory gun insurance. Details 7 points, and pretty much concludes  that it’s not likely to happen.

http://news.yahoo.com/next-big-thing-gun-control-7-questions-mandatory-190513780.html

Let me go for 7+1,…

I used to live in New Haven, CT.  Due to my zip code alone, my auto insurance quotes were $2,200-$3,500 a year. Now, that might seem reasonable, if I had had an accident in the last 10 years, or even if I had a single moving traffic violation – but I had neither. (And that was mostly for the basic mandatory collision insurance.)

What was the reason? Well, usually it was touted higher “theft” in that area. But I commented, I wasn’t asking for theft insurance, just liability.  Then they’d balk a little.  Let me tell you what I believe the real reason was. My zip code was attached to a neighborhood that was considered one of the three worst in the city. It was largely a minority neighborhood.   Yes, I truly believe that the sole reason my rates were exceedingly high was because of living in a zip code associated with a certain racial profile. Sure, the insurance companies say it was only based on zip code.  But I believe racial demographics were playing a huge part. ( I’d late move out of that zip code and pay less than a thousand dollars.)

So why do I mention this? Because the “+1” fact is that I believe the same scenario will play out with firearm insurance. If you live in rural Pennsylvania, you might have to pay a $150/year for your gunsurance.  If you happen to live in a neighborhood, or even close to one, in which there is a high level of crime and lots of minorities, rest assured those insurance companies will deny race is at play. But the expect your gunsurance to be $500/year…or more. Thus putting gun ownership outside of the means of many poor and minorities.

Don’t believe me? It’s not the first time this has been done? Read up on the racist roots of gun control…

http://reason.com/archives/2011/12/21/controlling-guns-controlling-people

http://constitution.org/cmt/cramer/racist_roots.htm

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Published in: on March 26, 2013 at 7:06 pm  Comments (3)  
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